Should I Get a Lawyer for a Car Accident That Wasn’t My Fault?

  • May 19, 2020 | Read Time: 3 Minutes
Should I Get a Lawyer for a Car Accident That Wasn't My Fault?

If you were injured in a car accident that wasn’t your fault, you deserve fair compensation for your harms and losses.

Although you don’t have to hire a lawyer to pursue a settlement, having an experienced attorney on your side provides multiple benefits.

Proving the other party was at-fault for the collision and your injuries can present a challenge. Likewise, demonstrating the value of your physical, financial, and emotional injures can be difficult.

The insurance company wants to pay you as little as possible, and they use experienced insurance adjusters to achieve that goal. Most people who are injured in an accident are no match for these experienced insurance adjusters.

These are just a few of the reasons why you should hire a Denver car accident lawyer if you were injured in a car accident due to the negligence of another.

Why Should I Speak with a Lawyer Before Filing an Insurance Claim?

Insurers have a fiduciary obligation to their policyholders and company shareholders to minimize settlement payouts.

The insurance company has no obligation or fiduciary duty to you, even though their policyholder caused your injuries and damages. Consequently, the insurer will fight to minimize your settlement.

If you contact the at-fault party’s insurance company to file a claim, they will request information from you, including a recorded statement. The insurer will also ask you for copies of your medical bills. The company will twist your words and use them against you in any way possible in an attempt to minimize your damages, thus minimizing the amount they must pay you for your injuries.

The insurer might make misleading statements about how much they can legally offer you as a settlement. They might try and use your medical records against you to claim you were not hurt in the collision. Insurance company adjusters have played the game hundreds of times—most injured people have not.  We at the Denver Trial Lawyers ® know the game backwards and forwards—better than the insurance adjusters.

Having a lawyer on your side will help you avoid all of these hurdles and more. Your lawyer will handle all communication and settlement negotiations with the insurance company, protect your legal rights and hold the insurance company accountable.

What Damages Can I Collect If I Was Injured in a Car Accident That Wasn’t My Fault?

If you have injuries that resulted from another party’s negligence or recklessness, you have the legal right to pursue compensation for all your injuries and damages.

Although the actual damages you suffered will depend on your injuries and other factors unique to your case, you might be entitled to compensation for:

  • Medical bills and treatment,
  • Lost income and benefits,
  • Pain and suffering, and
  • Emotional trauma.

If your injuries prevent you from working or if you require future treatment, you might also have the right to compensation for:

  • Future medical treatment and care,
  • Future loss of earnings,
  • Permanent impairment, scarring, or disfigurement,
  • Loss of earning capacity, and
  • Lost quality of life.

Your car accident attorney can identify and document all damages you suffered, helping you fight for the compensation you deserve.

Can My Lawyer Help Prove the Accident Was Not My Fault?

By investigating and documenting your case thoroughly, your lawyer will work to prove the other party’s fault and liability for your damages.

When you’re thinking, “This car accident is not my fault” or wondering what to do next, rest assured that your attorney will handle all the legal aspects of your case.

After documenting your claim, your lawyer will issue a demand letter to the insurance company. The next step in the process involves negotiating with the insurer to obtain a reasonable settlement.

Most Denver car accident cases settle before going to court, and your lawyer will fight diligently for this outcome. However, if the insurer attempts to undervalue your claim, your lawyer could recommend filing a civil lawsuit and going to court.

The Colorado statute of limitations limits the time you have to take legal action. If you do not take the proper legal action within that time period, you will likely be forever barred from bringing a claim for your injuries. Having a Colorado personal injury attorney helps ensure that you don’t lose your right to recover compensation from the party who wrongfully caused your injuries.

Talk to a Denver Car Accident Lawyer Today

If you’re struggling to cope with serious injuries, you likely have many questions. You did nothing to deserve this situation, and it’s not fair that you have to suffer. The good news is that you don’t have to face this situation alone.

Speak with the compassionate advocates at Denver Trial Lawyers ®. Our Denver car accident attorneys have nearly 175 years of combined experience.

We offer a free consultation for Denver car accident victims to answer your questions and get you the help you need. Contact us now or call (303) 571-5302 to schedule your no-cost case analysis.